How do I get a low insurance rate (18, first time driving)...?

How do I get a low insurance rate (18, first time driving)...?

I'm getting online quotes with basic basic insurance... I think the lowest quote I got was $366/mo, which is bs, the car is only worth $900? Should I call and tell them that? There's no way I'm paying that much in insurance for a car that's worth that little. Can I be put on the people's insurance in whom which I live? They're not relatives. And then just pay them the amount they're insurance increases to?

BEST ANSWER: Try this site where you can compare free quotesinsure-cheap.info

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